Leading Non-Bank Lenders.
In the realm of property finance, traditional banking avenues might not always align with your unique requirements.
Enter Fortis Capital, your premier choice among non-bank lenders in NZ. We provide tailored financial solutions, ensuring your projects are powered by the best non-bank lenders NZ has to offer.
Let Fortis Capital be your compass in the world of non-bank property finance. Reach out today to discuss your needs and discover why we're among the best non-bank lenders NZ has on offer.
Why Choose Fortis Capital as Your Non-Bank Lender?
Specialised Property Finance: We're not just any non-bank commercial lender. Our specialty lies in providing customised property finance solutions that cater to the diverse and ever changing needs of NZ property investors and developers.
Flexible Terms: Unlike traditional banking, our non-bank lending approach allows for more adaptable terms that align with your project's specific needs.
Swift Approvals: Time is of the essence in the property world. As a private non bank lender, we are the decision makers. We offer fast approved terms so your projects never face unnecessary delays.
Transparent Processes: At Fortis Capital, transparency is key. Our clients always know where they stand, with no hidden fees or surprises.
Diverse Portfolio: From residential to commercial projects, as experienced non-bank commercial lenders, we understand the varied nuances of the property finance market, making us your ideal finance partner.
What is Non-Bank Property Finance?
In the realm of property financing, there are alternatives to traditional banking that can offer more flexibility and customisation to borrowers, commonly referred to as non-bank property finance.
Non-bank property finance refers to loans or financial services related to property that are offered by financial institutions other than traditional banks.
These lenders operate outside the regular banking system and can often provide more specialised and flexible lending solutions to their borrowers.
Check our full blog post to know what non-bank lenders are.
When to Consider Non-Bank Property Finance?
Project Specialisation: If your property or project has unique characteristics, non-bank lenders can provide the niche expertise and tailored financial products you need.
Speed: When you're up against tight deadlines, the swift approval processes of non-bank lenders can be invaluable.
Unique Financial Profiles: If you have unconventional income or credit histories, non-bank lenders might be more amenable to your application.
Seeking Alternative Terms: If the terms offered by traditional banks don't align with your needs, non-bank lenders can offer the adaptability you're searching for.
Benefits of Non-Bank Property Finance:
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Unlike traditional banks that often have one-size-fits-all loan products, non-bank lenders tend to offer customised solutions, ensuring the financing aligns with the specific requirements of a project or borrower.
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Without the red tape and bureaucracy often associated with traditional banks, non-bank lenders can typically make decisions and disburse funds more swiftly, crucial for the fast-paced property market.
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Non-bank lenders often exhibit greater flexibility in terms of loan terms, repayment options, and criteria, making it easier for borrowers to secure financing that fits their unique circumstances.
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Those who might not fit the conventional borrower profile, perhaps due to unique income streams or unconventional property types, might find it easier to secure loans from non-bank institutions.
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While non-bank lenders operate independently of the Reserve Bank's official cash rate, they still offer competitive interest rates, relative to the more flexible terms offered.
Our Specialist Services
Land Development Finance
If your goal is to purchase and subdivide raw land into plots for sale, our land development finance solutions have got you covered.
Development Finance
Residential multi-unit, standalone houses and commercial/mixed use development solutions are at the core of our business.
Bridging Finance
We provide both closed and open bridging finance options. When you need help bridging a financial gap, we're here to help.